865320852Take a look at our excellent loan and savings rates, featured here on this page. We specialize in car,  truck, and RV loans. Applying for a loan is fast and easy, with answers given in a hurry. Call or visit us today!


 

Loan Rates

Loan Type Term APR (up to 80% financed) APR (100% financed)
New autos and trucks up to 5 years as low as 3.24%
New autos and trucks 6 years as low as 3.74%
New autos and trucks 7 years as low as 4.24%
Used autos and trucks (financed up to 100% of NADA high book value) up to 7 years as low as 2.99% as low as 3.24%
New RVs (boats, trailers, bikes, jet skis etc)Call us to check out your options! 801-298-1024 up to 5 years as low as 4.25%
New RVs (boats, trailers, bikes, jet skis etc)Call us to check out your options! 801-298-1024 up to 6 years as low as 4.75%
New RVs (boats, trailers, bikes, jet skis etc)Call us to check out your options! 801-298-1024 7 years as low as 5.25%
Used RVs (boats, trailers, bikes, jet skis etc)(financed up to 100% of NADA High Book Value)Call us to check out your options! 801-298-1024 up to 5 years as low as 4.75% as low as 5.25%
Used RVs (boats, trailers, bikes, jet skis etc)(financed up to 100% of NADA High Book Value)Call us to check out your options! 801-298-1024 6 years as low as 5.25% as low as 5.75
Used RVs (boats, trailers, bikes, jet skis etc)(financed up to 100% of NADA High Book Value)Call us to check out your options! 801-298-1024 7 years as low as 5.75% as low as 6.25%

Download our loan application in a fillable Word document, or a pdf.

*HFECU’s legal lending limit is $100,000 per member.  This limits our real estate lending capabilities, but if you choose to use our real estate program, you will be amazed at how easy and fast the process is.

**Purchase money loans have slightly higher closing costs.


Share Rates

Share Type Rate APY
Shares 0.40% 0.40%
IRAs 1.00% 1.00%
Certificates, 6-month term, $2,500 minimum 0.45% 0.45%
Certificates, 12-month term, $2,500 minimum 0.60% 0.60%
Certificates, 18-month term, $2,500 minimum 0.65% 0.65%